Showing posts with label Jim Brown. Show all posts
Showing posts with label Jim Brown. Show all posts

Friday, October 31, 2008

Louisiana Voters are Irrelevant in presidential election

Thursday, October 30th, 2008
Baton Rouge, Louisiana
LOUISIANA VOTERS ARE IRRELEVANT
IN PRESIDENTIAL ELECTION
Louisiana voters are gearing up for election day in record numbers. Spurred on by the presidential election, more than one quarter of a million people cast absentee ballots which is an all-time record. And for good reason. This is certainly one of the most important elections in modern history. But if you live in Louisiana, your vote is looked on as irrelevant to the process. Your sway on who will win American Idol has more influence than who will be the next president of the United States.
Louisiana has been written off as a “red state,” which means, for all practical purposes, your vote does not count. You might as well write in “none of the above” or leave a hanging chad. Why? Look no further than the Electoral College. We are about to elect our country’s and the world’s most powerful leader, but the system we have in place causes us to abdicate our right to have our vote count.
Under the present system, the Electoral College rules require that all the state’s electoral votes go to the winner, no matter how close the election might have been. If, for example, Obama gets 45% of the Louisiana votes, he still gets 0% of the Louisiana electoral votes. If McCain ends up winning by one vote in Louisiana, he receives all of Louisiana’s electoral votes. In fact, it is mathematically possible for one of the candidates to get 49% of the popular vote and 100% of electoral votes. Go figure.
Right now, there are fewer than 10 competitive “battleground” states that are receiving the focus and the money from the presidential candidates. In a state like Louisiana, where McCain will easily win, or a state like New York, where Obama is a cinch, why even vote for president? All of the electoral delegates get assigned to the winner, and we know who the winner is going to be, so your vote for president, for all practical purposes, has been taken away.
Now when it comes to other statewide races on the ballot, like Governor or U.S. Senator, strangely enough, we use the popular vote. So what is so important about having the electoral vote system that allows Louisiana voters and the voters in the majority of the states in this country to be disenfranchised in a presidential election? An idiosyncratic system that on four occasions in our nation’s history has created a quagmire where the winner of the largest number of popular votes did not win the largest number of electoral votes, and therefore did not become president. Remember some guy named Al Gore?
The system in place was confected in the early days of the republic by our founders, where electors were supposed to be independent agents exercising their best judgment in choosing a presidential candidate from a list of several contenders. Why? Because the Framers of the Constitution, our Founding Fathers, the champions of democracy, did not trust the voters to make an intelligent choice. Check out these quotes from the Constitutional Convention of 1787.
“The extent of the country renders a popular vote impossible, that the people can have the requisite capacity to judge of the respective pretensions of the candidates.” Delegate Mason, July 17, 1787.
“A popular election in this case is radically vicious. The ignorance of the people would put it in the power of some one set of men and throughout the Union, and acting in concert, to delude them into any appointment.” Delegate Gerry. July 25, 1787.
“The people are uninformed, and would be misled by a few designing men.” Delegate Johnson, July 19, 1787.
So what this all comes down to is that the Founding Fathers were trying their best to insulate the selection of the president from the whims of the public. They didn’t trust voters then and the system does not trust you now to make your choice. So because of conservative political persuasions, Louisiana is left out of any serious attention from the presidential candidates.
Since receiving their respective nominations, neither McCain nor Obama have set foot in Louisiana. Neither candidate has said a word about hurricane recovery, wetlands protection, or supporting a larger percentage of oil and gas revenues for the state off the Louisiana coast. From each of their perspectives, Louisiana issues are irrelevant in the current campaign. Their just is no political capital to gain by either coming to or speaking about the Bayou State.
By being so out of the mix, just what else is Louisiana missing? How about the lack of all that attention? No knocks on the door by college students from out of state with leaflets about what an old, unhealthy guy John McCain is. No robo-calls in the middle of dinner telling you that Barack Obama is a terrorist. And no presidential TV ads. In Louisiana, you are left out of the national political bombardment that is taking place in the likes of Ohio, Pennsylvania and Florida where those voters are taught that McCain is a Bush clone and that Obama will socialize the country. Besides those paid for by state and local candidates, all we get are ads about bladder control and erectile dysfunction.
There are a number of reforms being considered for future elections. A proportional electorial vote by congressional districts is as compromise solution that makes sense. In the meantime, don’t forget to go vote for a number of candidates and propositions on the ballot next Tuesday. Your vote might make the difference in many of these local and state races. That is except for President. In this election, you really are irrelevant.
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"We've said it before, and we'll say it again - the American Electoral College system sucks. The Daily IowanThe Daily Iowan. (23 Sept 2004). Editorial/Opinion. "Long past time to fix Electoral College."
Peace and Justice
Jim Brown
Jim Brown’s column appears weekly, and is published in a number of newspapers and websites throughout Louisiana. You can read past columns by going to Jim’s website at www.jimbrownla.com. Jim’s regular radio show on WRNO, 995fm out of New Orleans can be heard each Sunday from 11:00 am till 1:00 pm.

Thursday, October 9, 2008

A Visit with Bobby Jindal (for $25,000)

Thursday, October 9th, 2008
Baton Rouge, Louisiana
A VISIT WITH BOBBY JINDAL
For 25 GRAND
So you are going to the LSU – Florida game this Saturday night in Gainesville… right? And while you are there, why not stop off at a local residence in nearby Alachua, Florida. Louisiana Governor Bobby Jindal will be there to greet you. For only $10,000, you can have a photo op with him. If you bring $25,000, you can participate in a roundtable discussion with Jindal. Who could possibly pass up an opportunity like this?
The fund raiser, by the way, is being co hosted by a large group of prominent Florida Republicans, including the Florida House Speaker and the House Majority Leader. (To read the full invitation, go to the homepage of http://www.jimbrownla.com/.) This is just one of a series of political events that have either featured the Louisiana governor, or have been given in his behalf around the country in the past few months.
Vice President Dick Cheney was in Louisiana earlier this week to help raise money on behalf of several Republican candidates for Congress. A photo op with the VP would only cost you $2300. But here’s the difference. Cheney is a lame duck on his way out. Bobby Jindal’s stature as the Republican Party’s fair haired boy for the future continues to grow. And when people give you $25,000 just to sit around and talk for a while, he obviously has his sights set beyond the Louisiana borders.
The 08 presidential election is still some three weeks away, and anything can happen. But partisans on both sides are reading the daily tracking polls. Barack Obama’s numbers are on the rise, and Senator John McCain has an uphill battle to overcome the knock that Republican policies are a substantial cause of the present financial crisis. If McCain loses on November 4, all this talk of Jindal as a vice presidential candidate in 2012 will go by the wayside. A Louisiana Governor, merely thinking about reelection, does not fly off to Florida for the weekend and get $10,000 a pop just to have his picture taken with campaign contributors.
Why would any candidate start so early organizing and raising campaign funds for a race that is still more than four years away? This is exactly the path taken by a number of successful presidential aspirants in years past. Jindal is not the only one who was considered for vice president, not selected, then who immediately begin planning for a presidential run in the next election cycle.
Former President John Kennedy comes to mind when he made an all-out effort to be Adali Stevenson’s running mate back in 1956. Kennedy was bypassed on the ticket (just like Jindal this time around), but immediately began planning for a presidential run four years in advance. And Kennedy was just one year older than Jindal when he too missed out on the vice presidential nomination.
Former President Jimmy Carter hoped to be George McGovern’s pick at the Democratic convention in 1972. He had only been elected as Governor of Georgia less than two years earlier. Carter was a long shot, but he knew his political history. He had followed John Kennedy’s 1956 VP bid, and observed that, though unsuccessful, Kennedy’s efforts had paid great dividends in public awareness. Carter immediately began preparing for a successful presidential run that was four years away.
Bill Clinton’s first major foray into national politics occurred when he was enlisted to speak at the 1988 Democratic national convention, introducing candidate Michael Dukakis. Clinton’s address, scheduled to last 15 minutes, became a debacle as he gave a notoriously dull speech that lasted over a half an hour (he joked about the length of his speech at the 1992 convention).
Despite this setback, Bill Clinton prepared immediately after the 88 election for a run in 1992 against incumbent President George H. W. Bush. In the aftermath of the Persian Gulf War, President Bush seemed unbeatable, and several potential Democratic candidates – notably New York Governor Mario Cuomo –passed on what seemed to be a lost cause. But, ala Jindal, Clinton was persistent and worked tirelessly for the nomination four years in advance.
How about forays of Louisiana politicians who waded into the national political scene? We all know of Governor Huey Long’s interest in running for president back in the 1930s. And former Louisiana Governor John McKeithen was a serious contender for Vice President on a Hubert Humphrey ticket in 1968. Before his death, Senator Russell Long told me Humphrey had indicated to him he would pick McKeithen. At the last minute, he opted out for Maine Senator Edmund Muskie.
And you might be surprised at this Louisiana politician who considered running for president back in 1980. Would you believe Edwin Edwards? The former Louisiana Governor was at the height of his popularity in 1976, and though a democrat, actively supported then President Gerald Ford for re-election. Edwards felt Jimmy Carter was a light weight, and never had much respect for him.
About a year into Carter’s term, I was on airplane with the governor flying back to Baton Rouge following a dedication of a hospital up in Northeast Louisiana where I had been elected as state senator. As was my habit, I brought a book along to read during the flight. On this trip, I was reading “Marathon-The Pursuit of the Presidency” by longtime Washington correspondent Jules Witcover. Edwards inquired as to what I was reading, and I told him it was a step by step guide as to how the early efforts by Carter had won him the presidency.
A few days later, Edwards called me at my home in Ferriday, asked if I still had the book, and if so, could he borrow it. I asked him if he was considering running for president. He said he was far from impressed over the job that Carter was doing in the White House, and that he was going to be making some speeches around the country just to “pick up the pulse on Carter and see what response I might get.” A few months later, Edwards came under a negative light regarding his relationship with South Korean lobbyist Tonjun Park, and any national political hopes were put on the sidelines.
Four years used to be a lifetime in both national and local politics. But experience has shown that if you want to be a viable candidate on the national scene, then it is already time to start planning for 2012. Bobby Jindal has a full plate load of problems right here in Louisiana. But so did Jimmy Carter, Ronald Reagan, Bill Clinton, George Bush, and a host of other governors who aspired to national office. With the accolades he is receiving throughout the country and his aggressive out of state fund-raising efforts, Jindal seems to be laying the framework for a legitimate run in 2012.
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“Democracy means that anyone can grow up to be president, and anyone who doesn’t grow up can be vice president.” Johnny Carson
Peace and Justice
Jim Brown
Jim Brown’s weekly column appears in a number of newspapers and websites throughout the State of Louisiana. You can read Jim’s Blog, and take his weekly poll, plus read his columns going back to the fall of 2002 by going to his own website at http://www.jimbrownla.com/.
Jim also has a new book out on his views of Louisiana. You can read about it and order it by going to http://www.jimbrownla.com/. .
Jim’s radio show on WRNO (995 fm) from New Orleans can be heard each Sunday, from 11:00 am until 1:00 pm.

Saturday, October 4, 2008

Secession?

Thursday, October 2nd, 2008
Baton Rouge, Louisiana
SHOULD LOUISIANA SECEDE FROM THE UNION?
We know that all good things have to come to an end. In Louisiana, we have tried the statehood thing for 205 years, but “maybe it’s just not working out.” Hey, Alaska Governor Sarah Palin has flirted with the same idea up in Alaska. The federal government continues to shortchange Louisiana on virtually every federal program, from hurricane recovery funds to a fair shake on offshore oil royalties. So since Sarah Palin has raised the issue, maybe we in Louisiana should start considering the option of seceding from the Union and becoming our own nation.
You have got to hand it to those folks in Alaska. They have done a pretty shrewd job of figuring out how to lead the nation in raising taxes per capita, yet making the rest of the country pay for it. Alaska is number one in spending for residents, and its tax burden is 2 1/2 times the national average per capita. Its spending is twice the national average per capita. Their trick up north is that Alaska’s government spends enormous sums on its own citizens, and taxes the rest of us to pay for it.
For all practical purposes, Alaska is an adjunct member of OPEC. More than 89% of the state’s income is produced through four different taxes on oil and gas. And consider this. The state government takes three quarters of the value of a barrel of oil before the oil is permitted to leave the state. Alaskans pay no income tax, no statewide sales tax, and no property tax. And every a resident gets a yearly check for about $2000 from oil revenues, plus an additional $1200 confected by Sarah Palin last year to take advantage of rising oil prices.
The disparities of the two states, one north and one south, are dramatic when it comes to receiving federal funds from Washington. A typical example is the comparison of federal reimbursement to nursing homes that take care of the poor under the Medicaid program. The same patient that only receives $79 a day in Louisiana receives $317 per day in Alaska. When it comes to federal highway funds, Alaska receives $1.30 for every dollar it sends to Washington as do other states like California and New York. What’s Louisiana’s take? A little over $.90 back for each dollar sent to the National Highway Fund.
They play hardball in Alaska, while in Louisiana, the state’s leadership for years has often been pictured sticking out their hat and almost begging for a handout. As Governor, Palin has carried on a flirtation with the Alaska Independence Party (AKIP), and her husband was a card carrying member for a number of years. In an address to the party convention this past spring, Palin told the secessionists: “Keep up the good work.”
Palin has received her share of criticism for her secessionist sympathies. The Washington Monthly recently said that the idea of succession is “un – American.” Oh come on now. Maybe those in the press that are taking pot shots at the Alaska Governor for considering secession need to brush up on their American history. A good starting point might be the Declaration of Independence that clearly states:
“That these United colonies are, and of right ought to be, free and independent states…… and that, as free and Independent states, they have the full power to levy war, conclude peace, contract alliances, establish commerce, and do all of the things which Independent states may of right do.”
And what better source than Thomas Jefferson in his first inaugural address who declared, “if there be among us who would wish to dissolve this Union or to change its republican form, let them stand undisturbed as monuments of the safety with which error of opinion may be tolerated where reason is left free to combat it.”
It’s not just a phenomenon stirred up by the residents of the last frontier where there is a movement to break away from the Union. This past July, according to a Zogby poll, more than 20% of US adults—one in five, about the same number of American colonists who supported revolt against England in 1775—agreed that “any state or region has the right to peaceably secede from the United States and become an independent republic.” A number of polls in recent years have indicated that almost half of Louisiana citizens agree that “the United States system is broken and cannot be fixed by traditional two– party politics and elections.”
The bottom line is that Alaska shares the same abundance of natural resources as those found in Louisiana. In fact, when you consider seafood, sulfur, agriculture and the largest port in America, the Bayou State has a lot more wealth beneath the ground, on the ground, and along its waterways than our compatriots up in the Yukon. Alaska has rattled its sabers, stood up to big oil in behalf of its citizens, and demanded more than its fair share of the pie from the federal government.
In comparison, Louisiana has been groveling for years to get a bigger slice of the offshore oil payouts. Louisiana officials declared a big victory last year when the feds agreed to give a pittance of $20 million a year for the next 10 years. Alaska would have considered such a settlement chump change, and would probably have started a secession movement along with a wall around its borders.
Seceding from the Union and becoming its own nation might prove to be an attractive option for Louisiana. If Mississippi wants to join us, we might even agree to create “a coastal nation of Louisissippi.” The French would be appalled, but who cares.
As for leadership? I would probably stick with Bobby Jindal as president. But if LSU coach Les Miles pulls off another national championship, he would certainly be a contender. If Lindy Boggs were a bit younger, she would be my first choice as Ambassador to the United States. Harry Connick Jr. would fill the bill nicely. We would definitely need to bring back General Russel Honore’, who told me how much he loves Louisiana, as our Secretary of Defense. A piece of cake here, since the US would be our protector, just like it is for Mexico and Canada. And for free. Our national flag would be a combination of black and gold and purple and gold, and we would certainly want Randy Newman to write our national anthem.
Over the past 200 years, Louisiana has been in a marriage of convenience. In 1913, the state entered this marriage with the rest of the US, and got a lot out of it. They received access to the American markets, and the flow of goods through New Orleans. It was a two way street and benefits flowed both ways. But by the middle of the 20th century, the bargain disappeared. Both the oil and the royalties flowed out of Louisiana with little to show in return.
So don’t knock Sarah Palin when she flirts with secession. Alaska has cut a good deal for itself. Maybe Louisiana should rise up and do the same
*******
“We used to root for the Indians against the cavalry, because we didn't think it was fair in the history books that when the cavalry won it was a great victory, and when the Indians won it was a massacre.” ~Dick Gregory
Peace and Justice.
Jim Brown
Jim Brown’s column appears weekly, and is published on a number of newspapers and websites throughout Louisiana. You can read past columns by going to Jim’s website at http://www.jimbrownla.com/. Jim’s regular radio show on WRNO, 995fm out of New Orleans can be heard each Sunday from 11:00 am till 1:00 pm.

Friday, September 26, 2008

Greed

Thursday, September 25th, 2008
Baton Rouge, Louisiana

GREED IS GOOD IN LOUISIANA

The national financial crisis finds Wall Street and financial regulators scurrying for cover, and trying to find a quick fix to financial problems that have festered for years. It's puzzling that there is been nary a peep out of Louisiana officials, particularly in light of the fact that lack of regulation of the very financial institutions creating this meltdown has been part of the culture of Louisiana regulators for years. Where is the outrage by Louisiana members of Congress? And why have Louisiana legislators failed to address a number of serious financial problems right here at home?
Oh you will hear that this is a federal problem, and there is not much which Louisiana officials can do about the financial meltdown. But even though there is plenty of blame to go around, at least in other states, there is a scurrying of effort to tighten the regulatory system that in recent years has acquired a laissez-faire mindset.

So can we get a simple explanation as to exactly what happened? Here's a quick summary. In the old days (pre-1990s), if you wanted to buy a new home, you went down to your banker or savings and loan to submit a financial plan. A solid down payment was required, generally 20%, that you might have obtained by saving a little each month over a number of years. You had to show the bank or savings and loan that you had decent credit, and that you had a job. You had to have some income coming in. The financial institution would check out your credit, and if you qualified, then, and only then, did you become a homeowner. Your loan was approved.

That all changed in recent years, driven by Wall Street greed that required more churning of large blocks of money to create more fees to line their pockets. Your bank or savings and loan no longer required a down payment. And the money was cheap, often financed by state government. Banks were encouraged to loan to almost anyone, and if the loan defaulted, there always seemed to be some state or federal program to pay it off.

While the financial markets were churning and loaning all this money, they were supposed to hold something back in reserve. Loans fail. You have to have a safety net. And here' is where state and federal regulators really dropped the ball. For every $30 loaned out, there was often as little is only one dollar held back. That just was not enough. Not enough in reserve. So the economy began to slow down, a number of people lost their jobs, they could not pay their home loans, and defaults begin to take place in pretty sizable numbers. When major Wall Street firms like AIG, which has a major presence in Louisiana, began getting cash calls, they had to put up big bucks. And they just didn't have the money to put up.

Here is how companies like AIG got into trouble. They began insuring something called credit default swaps, which any way you slice it is an insurance policy. AIG was insuring against the possibility that a bank or other lender would not be able to pay on its obligations. Now I know all this sounds complicated. Simply put, AIG was selling insurance to be sure that banks or other lenders would continue financing new homeowners.

Now all these "credit default swaps” have been packaged in something called derivatives. These derivatives were bought by banks all over the world. And you know what? They were not regulated. Insurance regulators, including those in Louisiana, turned their heads, and let these insurance products be bundled and sold with no oversight.

Banks and insurance companies are supposed to have certain regulatory capital requirements. They have to have so much money on hand. They have to have funds available when it's time to pay claims. Surprisingly, these unregulated derivatives were able to be counted towards those requirements of having money available. Simply put, the derivatives were allowed by financial regulators to be bought by banks to get around their regulatory capital requirements. It was a sham. Because you just don't know what the derivatives are worth. A bank or insurance company may say the derivatives are worth $1 million, when in actuality, they end up selling for only $100,000. It's often very hard to tell just what they're worth. And that's why it's imperative the derivatives be regulated. But they, unfortunately, are not.

The New York insurance department has jumped into this financial mess big time, obviously trying to cover their you know what. They will immediately begin regulating the use of credit default swaps since they now admit that such products are insurance that should have been regulated all along. At least they have the courage to face up in New York about their failure to give proper oversight. Here is what the New York insurance commissioner said this week: "It's about the government choosing not to regulate, standing by and doing nothing. That is what is shaking up the world today."

Warren Buffett, who has always been considered one of the shrewdest financial investors and wealthiest men in America, recently called these insurance products, these credit default swaps, "financial weapons of mass destruction." Former President Bill Clinton was on the David Letterman show this week, and also laid blame at the feet of regulators, saying: "There were not enough financial reserves required, and there surely was not enough regulation."

AIG and other financial institutions have a significant presence in Louisiana. Many Louisiana homeowners are insured by AIG and its subsidiaries. A number Louisiana banks are directly tied to the bundling of these credit default swaps. If the Governor and other state officials continue to express concerns about Louisiana's image, they may want to focus in on the lack of financial regulation. It's not just a national problem. It festers right here in our own backyard

*******

“The point is, ladies and gentleman, that greed, for lack of a better word, is good. Greed is right, greed works. Greed clarifies, cuts through, and captures the essence of the evolutionary spirit. Greed, in all of its forms; greed for life, for money, for love, knowledge has marked the upward surge of mankind.”
Gordon Gekko- “Wall Street”

Peace and Justice.
Jim Brown

Jim Brown’s column appears weekly, and is published in a number of newspapers and on websites throughout Louisiana. You can read past columns by going to Jim’s website at www.jimbrownla.com. Jim’s regular radio show on WRNO, 995fm out of New Orleans can be heard each Sunday from 11:00 am till 1:00 pm. It is streamed live, world-wide at WRNO.com.

Sunday, August 24, 2008

Jim Brown: The Most Dysfunctional Agency in Louisiana

It looked like it was going to be a real horse race. Who would win the title of being the most dysfunctional political body in Louisiana? The final choices were whittled down to three. The mayors of both New Orleans and Mandeville made the final cut. But when all was and done, Louisiana Citizens Property Insurance Company won the title of being the most inefficient, corrupt and dysfunctional agency operating in Louisiana state government.
The two mayors in contention, both in the greater New Orleans area, gave it their best shot and made last-minute efforts to show how inept and out of touch both could be. New Orleans Mayor Ray Nagin, who seems to create some major blunder monthly, is back in the daily headlines by trying to justify his way out of a rehab housing scandal that involves his brother-in-law. There is plenty of evidence that private companies billed the city of New Orleans for demolition work that they did not actually performed. Nagin brushed off both the criticism and calls for investigations by saying that those who criticize are “hurting the recovery efforts.”
He may soon be able to express his protests to a Grand Jury.

And there seems to be a new revelation about Mandeville Mayor Eddie Price as the sun rises each day. Price has been alibiing his DWIs and squandering of city funds for months now. And it’s hard to top his logic of misuse. When auditors raise questions about his using a city credit card to cover the cost of a cruise to Mexico and other personal travel, Price simply said that he is on duty 24 hours a day, seven days a week and (I love this part) "takes note of architecture and other things that provide a benefit to the city while he is on vacation." I've been around public life in Louisiana for almost 30 years, and I've never heard one like that.

But as disreputable as the antics of both Mayors were, they could not hold a candle to the continuing dysfunction of Louisiana's state created property insurance company. Last year, the Baton Rouge Business Report referred to Citizens as the single biggest financial disaster in the state’s history. Since those allegations were made, the scenario at the offices of this state run disaster has only gone from bad to worse.

The board of directors of Citizens was scheduled to approve a 41 % increase a few weeks ago, which was, by the way, the third such increase rubberstamped by the Louisiana Insurance Department since Katrina. The problem was that there was no board of directors to give such approval. There are presently eight vacancies on the board out of 15 members, so the company cannot even get a quorum to meet. The parameters for membership are set by the Louisiana legislature.

But several individuals who were approached for membership flatly turned the board appointment down. They pointed to the continuing scandals at Citizens and the staff’s inability to perform even the most basic financial oversight. As one potential member stated; “The Citizen’s mess is just going to get worse. There has been blatant incompetence in running this state company and I want nothing to do with it.”

Just last week, the Louisiana legislative auditor published evidence that Citizens is two years behind in filing financial audits required by law. Every other private insurance company is required by the Louisiana Department insurance to file both quarterly audited financial statements, and full annual audits. Citizens has been allowed to float without filing the required financial information for the past three years. A private insurance company so mismanaged would have been shut down long ago. Unfortunately, Citizens is the only option for thousands of homeowners in South Louisiana. But just as unfortunately, they are buying a pig in a poke with continually rising rates from a troubled company that has massive internal financial problems.

The final coup de grace that assured Citizens of becoming the state's most dysfunctional public body was the public disinterest on the part of the company's management in pursuing past wrongdoing. A federal class-action lawsuit had been filed some months ago alleging racketeering, money laundering and both wire and mail fraud on the part of board members and former executives. The judge in the case indicated that private individuals did not have standing to bring the lawsuit. The obligation would fall on those running the company.

But instead of directing their attorneys to bring legal action against those who have created massive losses in the past, the present chief executive for Citizens dismissed any corrective action simply by saying "we want to put this behind us and do something more productive." Apparently, holding accountable those who allowed major mismanagement and unlawful spending was not something that would be "productive" for Citizens. A company moves on, and the policy holders are the losers.

So after tallying up all the scores, the race was really not that close. For the third year in a row, Citizens Property Insurance Company continues to hold the title of the state’s most dysfunctional publicly run body. And in a place like Louisiana, there is always a lot of competition for such recognition. Way to go guys.

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Once a man holds public office he is absolutely no good for honest work.
Will Rogers

Peace and Justice.

Jim Brown

Jim Brown’s column appears weekly, and is published on a number of newspapers and websites throughout Louisiana. You can read past columns by going to Jim’s website at www.jimbrownla.com. Jim’s regular radio show on WRNO, 995fm out of New Orleans can be heard each Sunday from 11:00 am till 1:00 pm.

Thursday, August 14, 2008

Jim Brown: DON’T LET POLITICS MESS WITH MY SUMMER VACATION

Many naysayers have predicted that the family summer vacation, a venerable American tradition for over a century, has now passed away quietly after a lengthy illness. Supposedly, the final coup de grace was the recent rise in gas prices. But I say they protest a bit too much. I've taken a vacation during the month of August as far back as I can remember. Now I know the family dinner hour has gone by the wayside with an onslaught of television, cell phones, and way too many over-booked extracurricular activities. But I'm staying sanguine about the future of American mobility, and I’m back on the open road again.

Jack Kerouac initially took me on our country’s byways through his 1951 Beat classic, "On the Road." He showed us a route through his words that led to discoveries not only of our country by ourselves. He well could have taken his cadence and rhythm from turn-of-the-century poet Walt Whitman’s The Song of the Open Road, in his classic “Leaves of Grass.”

From the sour, freedom!
From this hour I ordain myself loos’d of limits and imaginary lines,
Going were I list, my own master, total and absolute
Listening to others and considering well what they say,
Pausing, searching, receiving, contemplating,
Gently, but with undeniable will, divesting myself of the holds that would hold me.

One important step during my week in the North Carolina Mountains is to take a secular Sabbath and shake free of screens, bells and beeps. Unfortunately, even as I've gotten older, I've developed way too much dependence on laptops, and PDAs that can turn into a modem. But no more. As I started this trip, I looked in the mirror and told the face there that my name is Jim, and I'm a techno-addict. But on this journey, I've committed to unplug and try to be more connected to myself rather than my computer.

And another cardinal rule this week. Absolutely no TV and talk radio. I can get the opening ceremonies of the Olympics on DVD a few weeks from now, and I really don't care about John Edwards’s love child. Radio shows on the east coast have constantly complaining hosts taking calls from a miserable whining public that I can do without.

And quite frankly, as I try to enjoy the mountain breezes, daily hikes, and get myself in better shape, television does little more than feed an endless stream of information about what's wrong with us and what we need to buy to make it right.

There is a constant bombardment of medical solutions including Advair, Aleve and Ambien; Celebrex, Cialis, Claritin and Crestor; Flomax, Lipitor, Valtrex and Viagra to list a handful. Then you are given grave warnings about all the terrible things that could happen to you if you do use one of these products. So if you don't suffer terrible consequences from the disease, the side effects of the drug could make your life really miserable anyway. Living is worse than dying. I'm not taking a vacation to listen to an endless stream of that claptrap.

When the commercial ends, the news comes on to report about all the things our government is warning we should be worried about, and that apparently only they can fix. All with our tax money of course. Terrorists, sexual predators, pesticides, light bulbs, cell phones that cause cancer, cigarettes, fast food, cholesterol, SUVs, asbestos, lead paint and a whole list of other hazards where a government program is needed to correct. Enough already. I'm trying to enjoy my vacation.

So no communication tools. Just a few good books (fiction, nothing serious, good tune outs), some comfortable hiking boots, a little fresh fruit from highway stands along the way, a few bottles of wine from home, and my 20 year old banjo I swear I’m going to learn to play well some day.

I’ll make a deal. You stay abreast of the political radio gossip and TV drivel while I’m gone, and I’ll get back to the task next week of second guessing those who govern us. In the mean time, let me get on with my travels. Or in Whitman’s words: The road is before us.../ Be not detained.

********

“I envy people who can just look at a sunset. I wonder how you can shoot it. There is nothing more grotesque to me than a vacation.”
Dustin Hoffman

Peace and Justice.

Jim Brown

Wednesday, July 30, 2008

Jim Brown: ARE WE ALL FEDERAL CRIMINALS?

Thursday, July 31, 2008
Baton Rouge, Louisiana

Louisiana State Senator Derrick Shepherd gets in a tussle with his girlfriend over the weekend and he's hauled off to federal court. Is there any violation of the law that is not considered a federal offense? If anyone actually takes the time to read the U.S. Constitution, there are only three crimes specifically enumerated. Treason, piracy and counterfeiting. So why has Congress undertaken an overzealous expansion of criminal laws?

A report from the Heritage Foundation’s Center for Legal and Judicial Studies recently determined that there are some 4500 federal crimes listed in the US Code. It used to be that Congress would create one particular crime by passing a new law. But in recent years, multiple crimes are listed within the same statute. One new law enacted right after 9/11 contained 60 new crimes. Were they really necessary?

Our representatives in Washington now want to delve into any number of local crimes, flaunting the intention of our country's founders. Drugs, robbery, car theft, the list goes on and on. What happened to the 14th amendment and states rights?

Many of the federal crimes seem to be punitive, arbitrary and bewildering. Harvard law professor William Stuntz puts it this way: "We are coming even closer to living in a country where laws on the books makes everybody a felon, and prosecutors get to decide what the law is and who has violated it."

Did you know that it is a federal crime to deal in the interstate transport of unlicensed dentures? For this you get one year in jail.

How about the fact that you can go to jail for six months if you pretend to be a member of the 4-H club? I'm not making this up.

You can also get six months for degrading the character of Woodsy Owl, or his associated slogan: "Give a hoot -- Don't pollute.”

And you'll love this one. It is a federal crime to disrupt a rodeo. Now in Louisiana, we yield to no one in our desire for orderly rodeos. But a federal crime? Give me a break!

You can see from these examples, it's not a liberal or conservative thing. Many of the laws listed make little sense. In this day and age, the average citizen can get hauled off to jail for trivial things that no sane person would regard as a crime at all. There is a new alliance in Washington. An unholy alliance between anti-big business liberals, and tough-on-crime conservatives. They all seem to be trying to show that they are serious prognosticators cracking down on the social problem of the month, whether it be corporate scandals or steroid use.

The Louisiana legislative delegation is not immune from federalitis, and has joined in the parade of parochialism within the federal system. Senator David Vitter has proposed legislation to make it a felony for the interstate sale of paraphernalia that straps on a rooster’s leg during a cock fight. And Senator Mary Landrieu wants to ban the transportation of horses across state lines to be shipped out of the country for consumption. Can we just imagine the future disruption of our American way of life if their efforts are unsuccessful?

Our members of Congress go to Washington today and seem to be immediately aphrodisized with the power they obtain. Something similar to Tolkien's ring. Often decent and intelligent people who get the ring of power and it changes them. They can't put it down; they can't let it go. The more laws you pass, the better you look back home. And when there's crime involved, you really come across as a tough guy, right?

Many members of Congress seem not to understand the difference between violation of a regulation and a crime. But there are a number of actions that are illegal but not criminal, and if criminal, then do not necessarily have to be federally criminal. Have we reached the point where people in Louisiana and throughout the country have come to accept that any federal agency with power is somehow a police power? Both conservatives and liberals ought to be worried about the expansion of federal criminal law if we value our liberty, which our Founders specifically understood to mean leaving general police powers at the local level.

In 400 B.C., the Greek orator Isocrates stated: "Where there is a multitude of specific laws, it is a sign that the state is badly governed." Tasedus wrote in the 1st century A.D. of Rome: “Formerly we suffered from crimes. Now we suffer from laws."

A little common sense, often not attributed to Washington, would go a long way in allowing Congress to deal with problems of national concern. Leave the parochial to the states. And for goodness sake, let us get a little rowdy at our rodeos.

*******

“Herein is the most dangerous power of the prosecutor;
that he will pick people he thinks he should get,
rather than cases that need to be prosecuted.
With the law books filled with a great assortment
of crimes, a prosecutor stands a fair chance of finding at
least a technical violation of some act on the part of
almost anyone.”



Supreme Court Justice Robert Jackson

Peace and Justice.

Jim Brown


Jim Brown’s weekly column appears in a number of newspapers and websites throughout the State of Louisiana. You can read Jim’s Blog, and take his weekly poll, plus read his columns going back to the fall of 2002 by going to his own website at http://www.jimbrownla.com/.

Jim’s radio show on WRNO (995 fm) from New Orleans can be heard each Sunday, from 11:00 am until 1:00 pm.

Wednesday, July 23, 2008

Jim Brown: Lege's ignore rising insurance rates

LOUISIANA LEGISLATURE IGNORES
RISING INSURANCE RATES

Two years ago, Louisiana legislators were demanding rate relief for thousands of homeowners and drivers who were witnessing skyrocketing insurance rates. Cries were heard from the steps of the state Capitol urging the Governor to support subsidies in order to lower the cost of insurance. Lawmakers were calling for an insurance summit to deal with a growing crisis throughout the state. So where are we now? Louisiana continues to lead the country in high insurance rates. And in this past session of the Legislature, lawmakers passed legislation that will raise the cost of insurance across the board even more.

Not only does Louisiana have the highest insurance rates in a broad range of categories, the average citizen also faces a deeper debt than any state in the country. State Bond Commission records show that Louisiana's per capita debt has jumped dramatically. Where the debt per capita in other states average is $700 for each person, Louisiana's per capita debt is approaching $1400, with a jump of over $100 this past year alone.

Just last week, national credit reporting figures were released showing that Louisiana car owners carry more auto debt than any other state. The average Louisiana car owner has an outstanding auto debt a $14,705, up 3% over last year. Nationwide, the average driver has an outstanding auto debt of $12,833. Simply put, the average Louisiana citizen pays more but has less to spend compared to any other state in America.

Affordable homeowners insurance has continued to be a massive headache for states along the Gulf Coast. But while other states have taken aggressive action by funding reinsurance programs and creating catastrophic funds, Louisiana is simply raising rates on homeowners across the state. The state created boondoggle, Citizens Property Insurance Company, raised its rates again just a few weeks ago by an average of 18%. And while Citizens rates increase, the legislature has failed to build in the necessary checks and balances on this public company that has been called the single biggest financial disaster in Louisiana's history.

Because of mismanagement and improper oversight, Louisiana policyholders have been forced to incur debt of some one billion, four hundred million dollars. Not because of Katrina. But because of the failure of both insurance officials and the legislature to ensure that once created, the company was run properly. And despite the scandal of how Citizens has been allowed to operate, the legislature in this past session punted taking no definitive action to bring about substantive oversight.

The legislature did make one major change in the law that will affect homeowners’ rates all over Louisiana. The allowable deductible on your home is being raised from 2% to 5%. So for a property owner who has a home worth $300,000, the deductible under the old law would have been $6,000. Under the new law, homeowners are stuck by having to pay the first $15,000 out of pocket. So instead of taking any remedial action to lower the cost of what a homeowner pays, the legislature’s action will cause the average cost of insuring your property to take a significant leap.

In the area of car insurance, the news is just as bad. For years, Louisiana has always hovered in the list of the top 10 or 15 states in the country when it comes to the basic cost of auto insurance. But it hovers no more. The Bayou state is at the top of the heap. Numero Uno. Number one in the country. For the first six months of 2008, the average car owner in states throughout the country paid an average of $1893 per year to ensure their vehicle. Louisiana led the nation as being the most expensive state to drive a car, with an average premium of $2600.

So what did the Louisiana legislature do about this growing problem? They more than doubled the mandatory required amount to drive on Louisiana highways, which will raise the rates of the average car owner by anywhere from 20 to 30%. Governor Bobby Jindal would not touch this proposal with a 10 foot pole, and let the huge auto insurance increase become law without his signature.

A number of states are aggressively addressing auto insurance costs with some creative approaches. Our neighbors in Texas have joined a number of other states in allowing insurance to be sold based on the amount one drives. The car owner receives a monthly bill just like they do for the use of utilities. The more you drive the more you pay. Some states have seen the average insurance rate drop by as much a 30% when mileage is a factor in what insurance costs. Driving less means savings in both what a driver pays for insurance as well as gasoline. There are a number of other ideas being considered by states across the country. Unfortunately, all Louisiana did was to significantly raise the price the average driver has to pay to be on the highways.

Insurance rates to cover health costs will also rise in Louisiana. The legislature added additional mandates that are required to be included in any health insurance policy. And although such mandates or laudable, the bottom line is that when additional mandates are added, the cost goes up. Governor Bobby Jindal ran on a platform of revamping health care delivery Louisiana. Get a better bang for the buck. So far, this critical issue has not been addressed by the legislature.

This column has written before about the leadership role taken in Florida when it comes to reducing the cost of property insurance. Florida Governor Charlie Crist (who is in the running along with Jindal as a possible running mate on the McCain presidential ticket) was lauded recently by The Wall Street Journal for his innovative reforms in dealing with the high cost of health insurance. Florida is moving towards getting the government out of the healthcare marketplace. Insurance companies are now authorized to sell stripped - down, no - frills policies exempted from the more than 50 mandates that Florida otherwise imposes. Florida citizens can get a health insurance policy for as little as $150 a month.

The bottom line in all these proposals is that Louisiana's does not give its citizens the consumer choices that are available in a number of other states. Laws have been put into place setting specific standards that must be adhered to. The system is much too rigid.

Few suggestions are coming from the insurance department. If the Governor and the legislature do not accept the challenge of allowing its citizens more flexibility and more consumer choices, than Louisiana will continue to be the most expensive state in America to buy insurance. Economic development and creating new jobs? The state will be wasting its efforts until the insurance crisis is addressed.

**********

"Am I the only guy in this country who's fed up with what's happening? Where the hell is our outrage? We should be screaming bloody murder. We've got a gang of clueless bozos steering our ship of state right over a cliff, and we can't even clean up after a hurricane. But instead of getting mad, everyone sits around and nods their heads when the politicians say, 'Stay the course.' Stay the course? You've got to be kidding. This is America not the damned Titanic."
Lee Iacocca

Peace and Justice.

Jim Brown

Jim Brown’s column appears weekly, and is published in a number of newspapers and on websites throughout Louisiana. You can read past columns by going to Jim’s website at www.jimbrownla.com. Jim’s regular radio show on WRNO, 995fm out of New Orleans can be heard each Sunday from 11:00 am till 1:00 pm. It is streamed live, world-wide at WRNO.com.

Wednesday, July 16, 2008

Jim Brown: We need more of a geek and less of a talker

JINDAL; WE NEED MORE OF A GEEK
AND LESS OF A TALKER

By his own admission, Senator John McCain is not very computer and internet savvy. Some would argue that for this very reason, he needs to pick a young, hip and contemporary running mate who balances out the McCain image of being old and to some degree out of touch. A number of national pundits are arguing that Louisiana Governor Bobby Jindal fits that profile. But if you look at his communication skills and his web tech profile since being elected governor, Jindal and his staff are not even close to being on the cutting edge of new ways to communicate.

McCain certainly needs some help in the computer literacy department. The Times Picayune editorial cartoon earlier this week had a member of his staff saying: "Okay Senator -- I'm here to teach you all about the computer. Let's try an Apple." McCain’s answer is: "No thanks. I just ate.” Others have joked that when the GOP nominee was handed a new iPhone, he thought it was a TV remote control. He is regularly profiled as functionally illiterate when it comes to the Web.

So how high does the Louisiana Governor rank in being tech savvy? If you take a look at both his campaign and governmental websites, his grade will be mediocre at best. The Jindal for Governor Campaign site is still up and running. But except for press releases out of the Governor's office, it has not been updated in months. Want to send the Governor a campaign contribution or be added to his mailing list? Don't try this website; you will reach a dead end. Nothing happens when you hit the applicable link.

The Governor’s office website offers little more than references to other agencies along with press releases. Quite vanilla as is the case with most Louisiana governmental sites. But with the Jindal administration, expectations were significantly higher. The new governor, only six months in office, has surrounded himself with a bevy of young staffers who are supposed to be web tech savvy. If any newly elected governor in America was going to modernize the state system of communicating, quickly adapt to a new technology and interactive syndication, it was certainly going to be Jindal and his gang. But the results have been mediocre at best.

One of the reasons Bobby Jindal is being considered as a vice presidential candidate is because he is perceived to be capable of bringing a new approach to governing and communicating with the public. Any neutral observer will admit that the Obama campaign has been quite successful by setting a new standard in the use of web technology. Jindal was supposed to have been able to match Obama’s efforts stride for stride. So far, the Jindal team is not even close.

From the beginning of his campaign, Obama overshadowed his Democratic opponents by making much better use of technology and incorporating the latest applications, services, software and widgets. The Obama organization has looked on the web as a way of politically networking, connecting supporters and sharing information in an interactive way. His supporters have been encouraged not to merely receive information from the campaign, but to actively participate in sharing this information like so many people have done on social networking sites like Face book in MySpace.

So far, Jindal has failed to take advantage of modern web related tools which would allow him to communicate with thousands of voters in a virtually unlimited array of ways that would support his gubernatorial agenda. He should have been the first governor in America to transform the whole idea of governance. How simple it would be for him to sit down at a computer with a web cam several times a week and have "online fireside chats" with the people of Louisiana. Television stations would certainly play highlights on the evening news, and the radio talk shows would have fodder to use throughout the day. What a missed opportunity.

Jindal got off to a better start with stronger public support than any governor I have observed in the past 50 years. But for months now, he has missed the chance to mobilize support for his legislative program with just a few keystrokes on the computer. We saw what happened in the pay raise crisis. The political culture in Baton Rouge was simply overwhelmed by the public rising up in arms. With the use of computer technology, Jindal could have and should have rallied his own army of online network based advocates.

The Governor just issued a large number of vetoes from the current legislative session. Here was an excellent chance to get full public input. Jindal could have posted a number of proposed new laws online for five days before he took action, so that Louisiana's citizens could comment and weigh in on their opinion of what action the Governor should take. A blog could have been set up to discuss the purpose of the legislation, and allow the public to participate in a little common sense “give-and-take" as to why the legislation was important to begin with. Then he could have allowed an interactive link so that citizens could give him advice as to how to proceed.

Here’s another practical idea. Besides the "website chats," he could and should set up a simple system where any citizen is able to ask a video question on the Web, and the Governor could respond likewise to a certain number of inquiries each week. Look, he will get in a state plane and fly to Farmerville to speak to 35 Rotarians that will consume five hours of his time. Why not regularly sit down at his desk and handle a range of questions that citizens are posting on the Web, giving him a much better political return for his effort with much less investment of his time.

The lesson in all this seems obvious enough. We have seen, through blogging websites and radio talk shows throughout the state, the results of technology that has concentrated a significant amount of political power in hubs outside of Baton Rouge. Jindal and the Baton Rouge governmental establishment have not harnessed this power from their end.

Bobby Jindal has a unique opportunity to capture the Web as a unifying force to lobby, cajole and communicate his vision for moving Louisiana forward. If he fails to seize the moment that is lying right in front of him, he will be no more effective than John McCain who, when asked about opening a Windows program, supposedly said: Close ‘em. It's too drafty in here."

******

“After growing wildly for years, the field of computing appears to be reaching its infancy. “ ~John Pierce

Peace and Justice

Jim Brown


Jim Brown’s weekly column appears in a number of newspapers and websites throughout the State of Louisiana. You can read Jim’s Blog, and take his weekly poll, plus read his columns going back to the fall of 2002 by going to his own website at http://www.jimbrownla.com/.

Jim’s radio show on WRNO (995 fm) from New Orleans can be heard each Sunday, from 11:00 am until 1:00 pm.